Terms of Service

1. Agreement to Terms

By accessing or using Metron ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

Metron is a financial management application that allows users to:

• Track and manage multiple bank accounts and financial institutions
• Monitor transactions, income, and expenses
• Create financial projections and forecasts
• View financial analytics and visualizations
• Connect bank accounts through third-party services (e.g., Plaid)
• Access educational information about investment options

You acknowledge that any suggestions, recommendations, or educational content provided by the Service are not personalized financial advice and should not be used as the sole basis for making financial decisions.

3. User Accounts

3.1 Account Creation

To use the Service, you must create an account by providing accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3.2 Account Security

You agree to:

• Use a strong password and keep it secure
• Notify us immediately of any unauthorized access to your account
• Not share your account credentials with any third party
• Be responsible for all activities under your account

3.3 Account Deletion

You may delete your account at any time through the Settings page. Upon deletion:

• Your account will be deactivated immediately
• You will have a 10-day grace period to restore your account
• After 10 days, your account and all associated data will be permanently deleted
• Profile information may be archived for record-keeping purposes

4. Financial Data and Third-Party Services

4.1 Bank Account Connections

Metron may use third-party services (such as Plaid) to connect your bank accounts. By using these features, you agree to:

• The terms and conditions of the third-party service provider
• Granting Metron and the third-party service access to your financial account information
• Understanding that we do not control third-party services and are not responsible for their actions

4.2 Data Accuracy

While we strive to provide accurate financial information, we cannot guarantee the accuracy, completeness, or timeliness of data obtained from third-party services. You are responsible for verifying the accuracy of your financial data.

4.3 Data Storage

Your financial data is stored securely using industry-standard encryption and security measures. However, you acknowledge that no method of transmission over the Internet or electronic storage is 100% secure.

5. User Responsibilities

You agree to:

• Use the Service only for lawful purposes and in accordance with these Terms
• Provide accurate and complete information
• Maintain the security of your account
• Not use the Service to violate any applicable laws or regulations
• Not attempt to gain unauthorized access to the Service or related systems
• Not use the Service to transmit any malicious code or harmful content
• Not interfere with or disrupt the Service or servers connected to the Service

6. Intellectual Property

The Service and its original content, features, and functionality are owned by Metron and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without prior written consent.

7. Disclaimers

7.1 No Financial Advice - Educational Content Only

Any investment suggestions, financial recommendations, or educational content displayed in the Service are provided as general information only and do not constitute professional financial advice tailored to your individual circumstances.

7.2 Service Availability

We do not guarantee that the Service will be available at all times or that it will be error-free. The Service may be unavailable due to maintenance, updates, or circumstances beyond our control.

7.3 Third-Party Services

The Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party services. Your use of third-party services is at your own risk.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, METRON SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use the Service
• Any financial decisions, investments, or actions taken based on information, suggestions, or recommendations provided by the Service
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the Service
• Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Service
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content
• Any inaccuracies in financial data, calculations, projections, or analytics displayed by the Service

You expressly agree that Metron shall not be liable for any losses, damages, or negative consequences arising from your reliance on any suggestions, recommendations, educational content, or information provided through the Service, including but not limited to investment decisions, financial planning decisions, or any other financial actions you may take.

9. Indemnification

You agree to defend, indemnify, and hold harmless Metron and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorney's fees and costs, arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any rights of another.

10. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices regarding the collection and use of your information.

View Privacy Policy

11. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will cease immediately.

You may terminate your account at any time by deleting it through the Settings page. All provisions of these Terms that by their nature should survive termination shall survive termination.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use the Service after any revisions become effective, you agree to be bound by the revised terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Metron operates, without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: metronfinances@gmail.com

Website: www.yetron.net

15. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service.

16. Acknowledgment

BY USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.